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  • Believe it or not John really does offer a $25,000.00 guarantee backing up his claim that his system, when followed to the letter by any person, can and will make a person be in a place of zero debt liability in as little as 90 days. This guarantee of course has very stringent guidlines as you can imagine, but if those guidelines are followed and the person can prove that they did all that the system says to do and they have not achieved what is promised by John and his system then the guarantee of course will come into play.

  • Articles index page. This is where the user goes to find different articles that are on the site and be able to click to gain access to them.

  • This is a great artile by John which outlines and breaksdown the new so called "Card Holders Bill of Rights" here is a short excerpt from the article... I will summarize them for you; while the new legislation appears to be pro-consumer at first read, the consumer’s remedy for any violations of the Act is to sue the bank. That’s right; you have to sue them in state or federal court. This does little or nothing for consumers but certainly gives attorneys more business...

  • This is a great article written by John to show unequivocally that the so called Credit Card companies are not only not your friend but they are in fact your mortal enemy. They have lied and twisted the truth in every way to gain advantage over you and to make you think and look at things a certain way when all the while they have done absoultely nothing except to do a masterful job of setting you up for the big fall and it is all based on lies... To beat these thieves at their own game you must use the system they would normally use against you. That is, use the collection system to block your creditors from collecting and use the same business structures they use to remove all the risk of them taking anything from you. To beat creditors at their own evil sinister game, you must create your own friendly creditor to use a shield against them and change your habits of using money. With a little guidance, this can be done in about 90 days.

  • This is a great article that helps people see things in the proper light and gain the proper perspective which dispells the lies of the predator creditor that is beating down the door breathing all kinds of lies and threats that are most times illegal in nature.

  • Page where all of the recordings of the live conference calls with John Gliha are stored for streaming audio.


  • This is a great article helping consumers gain a clear perspective on who and what a "Debt Collector" really is. Here is a short excerpt from the first paragraph...Legally, a collection call is considered soliciting. They are selling you on the benefits of paying them what they say you owe, in exchange for them not continuing to harass you, not making any more claims on your credit history and/or not suing you.

  • This is great article and very inspring as John dsiplays the frame of mind a person should be in when going through Foreclosure. When you have the facts and you know the truth you can be confident that they are going to lose and their fraud is going to be expsoed..


  • Since 1993 John Gliha has successfully helped people get free of unsecured credit card debt, medical debt, business debt and more. With John Gliha's Zero Debt in 90 days system you will be able to separate your personal debt liability from your cash, assets and property so it can never be taken from you by creditors or predators, leaving you in a place of freedom to enjoy those things without fearing future unforeseen lawsuits, judgments, liens, levies or garnishments. John's system has been keeping people, who are in mortgage foreclosures, in their homes for up to two years, or more in some cases, without payments to the mortgage company or property taxes. John's Zero Debt in 90 Days system even shows you how to increase your net worth by nearly a million dollars in less than 7 years. This system is legal in all 50 states. Learn the ways of the wealthy at a micro fraction of the cost!

  • This is a great article that explains why Loan modification is not in your best interest and in fact is a trap created by the Predator "Creditor" to allow them to foreclose on you at any time in the future which usually ends up being just around the corner..

  • Here you will find the ordering process and how you will need to proceed to place your order to become a new customer of Zero Debt in 90 Days.


  • This is a re-broadcast recording of an interview done by Mark Anderson of RBN with John Gliha regarding his istory and background as well as his program Zero Debt in 90 Days. If you listen to this interview you will learn much that you quite possibly were completely unware of with regard to the present financial apparatus that is arrayed against us all in this country. There is also a 30 minute sopot from teh RBN show as well at the end.

  • Site Map for Johngliha.com to help find info on topics like Foreclosure, Bankruptcy, Credit card Debt, Loan Modification, Becoming debt free and someone that has zero debt. Site map to Zero Debt in 90 Days

  • This is an excellent article and short synopsis of the current financial system and how it is being manipulated against you in so many ways you can't even keep up. The criminals are on the loose and John gives you a quick glimpse into their activity and how they are trying to steal you very life in this excellent article.

  • A news paper clipping of an article and expose' done on John Gliha which gives a description of John and His system Zero Debt in 90 Days which has helped over 82,000 people since 1993 legally stop paying millions of so called credit card debt. This is the real deal...

  • This is a great article by John that exposes the lies of the attorney class that is being used by the banks to harass and destroy this nation. He sets forth clear thinking and shows not only why the attorney is lying to you but how he or she is lying to you. Then he shows you how to look at things rationally so that you no longer fall prey to their lies and bluffs.

  • These videos will help people understand who John Gliha is, what his background and qualifications are and what his program Zero Debt in 90 Days is all about.


  • used as an auxilary to the main sales page web form.

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