This time tested strategy has been proven since
1993. This program will take you through a process of eliminating your unsecured debt
liability to current creditors using a limited liability company to manage cash flow so that it cannot be
attached by creditors. This will eliminate the chance of any creditor garnishing your
paycheck. We’ll also use debt restructuring to protect any real estate or other property you
might want to own in the future.
You have all of the tools necessary to deal with any
collection efforts, letters, lawsuits, and collection calls.
Once you’ve followed Winning the Collection Game® (if necessary) and
completed the Incorporation and Friendly Judgment Lien Segments you will be ready to establish a new balance
sheet for one of your companies and establish credit with an independent credit file that is not part of your
personal credit. This will allow you to protect investments from personal creditors and raise capital
and qualify for many other benefits that you would not normally as the personal
Re: MAC users: The membership site works perfectly for MAC and
PC/Windows users alike. There is a difference when it comes to accessing our e-books. For MAC users
there will be a slight expense incurred if they want to gain the same unrestricted flexibility in using our e-books
that PC/Windows users experience. Because we use a security system to lock down our e-books and control access we
have had to implement a much less flexible solution for MAC users. Still there are two solutions available to
- MAC can run PC/Windows
using MAC's own basecamp solution which allows for Dual boot and usage of
PC/Windows on your MAC. By doing this you could then use the windows version of the e-book although you would
be limited to having to boot into Windows in order to access the books then reboot back into MAC in order to do
your normal work.
- Like the above solution
there is a program that allows for even more versatility allowing MAC user to have both MAC OSx and PC/Windows
running at the same time which is actually the best of both
worlds. In this instance a MAC user would have to purchase
Parallels Desktop solution found here http://www.parallels.com/products/desktop/ and a cheap version of PC/Windows like Windows XP which you can get for about $49
and you would now have the same exact experience that our PC/Windows users have. If you search
around you can find an older cheaper version of Parallels then upgrade to the latest version sometimes for
This is actually going to be required
in the near future but for now we do have a lesser solution in place that works and gives the MAC user access but
you have to go through each page of the e-book one page at a time and you can't search the document. This has been
very frustrating for us and something we do not want our users to have to deal with but it is the best we can do at
this time and the market place being what it is. Still it is there and included in the system and cost of the
system. Please note this is not a limitation to our system nor a bias against MAC users, it is simply all that is
available in the market for MAC users at this time. You can look at it as the price of owning a superior
This agreement is between www.johngliha.com and you the
subscriber. The term "you" and/or "your" apply to you, the individual paying for, using and benefiting
from Zero Debt in 90 Days®.
The duration of this agreement is perpetual from the date that
your funds are received. It includes all items listed in the sales letter at www.johngliha.com. Www.johngliha.com and
this service is not a substitute for professional legal, tax and/or investment
All communication with www.johngliha.com will be
via its customer service function at our membership web site and utilize email, telephone, chat, and scheduled
conference calls. Any documents transmitted will be accepted via email only, such as .pdf, .doc or scanned
images. We cannot accept any mail either via the United States Postal Service or any private carrier or
You are responsible for all third party costs, taxes and
fees, although we may have credited your final cost for one or more of them. These may include a
state filing fee for your corporation, new bank account fees, mailbox, and court fees depending on which
aspects you use and business credit services. The strategies are also
designed to incur the least cost to third parties.
We are very “cost and
time conscious” with clients so that you are not incurring unnecessary third party fees. Typically, the third
party fees include $90 to the Secretary of State and $99 for the Registered Agent for your corporation, and
possibly a court filing fee in some states. Any subsequent corporate registrations will incur only a one-time
fee to the state (not annual) and your registered agent fee.
You will be provided with all of the information and
documents necessary to reach the stated objectives including but not limited to all published strategies
within Zero Debt in 90 Days®. Your time involved in applying these strategies is minimized because the forms and
procedures are already available on the membership website and ready for use.
No intellectual property rights are conveyed,
assigned or transferred by this license and unauthorized duplication of any material or intellectual property of
John Gliha or www.johngliha.com may
subject you to civil and criminal penalties.
You agree not to make or distribute unauthorized copies
of any part of the program. Likewise, you agree not to engage in making any defamatory statements in any form or
media about this program or any individual associated with the publisher. You also understand
that any such acts will result in fines and penalties imposed by both state and federal
Premium Membership: $2497 if you purchased the DIY and then upgraded in the first 30 days of purchasing the DIY
Membership, or purchased the Premium Membership right up front for $2497. Full price Premium Membership is
DIY Membership: $997 (with the ability to upgrade to the Premium Membership at $2497 a $500 discount off the full
price of $2997 if paid in full within 30 days of purchasing the DIY Membership).
Zero Debt in 90
program is the original work of John Gliha dating back to 1993 and there are no other programs of any kind
like this one, no matter what others might promise. No guarantees are made
for any plagiarized versions of John Gliha’s work.
2. No creditor will be
able to take any wages, cash, property, income or assets because of personal unsecured
debts for as long as you follow the strategies in Zero
Debt in 90 Days®.
3. You will have no need
to defend yourself in court or pay court fees or incur any legal costs for any civil action
whatsoever upon completion of the
4. You will not need or
be required to make any further payments to unsecured creditors.
5. Third party costs or
fees are minimized to the lowest amount.
6. You will not incur
additional tax consequences by utilizing these strategies.
7. Nominees will not
incur any liabilities by assisting subscribers in following these strategies.