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Introduction   

This time tested strategy has been proven since 1993.  This program will take you through a process of eliminating your unsecured debt liability to current creditors using a limited liability company to manage cash flow so that it cannot be attached by creditors.  This will eliminate the chance of any creditor garnishing your paycheck.  We’ll also use debt restructuring to protect any real estate or other property you might want to own in the future. 

You have all of the tools necessary to deal with any collection efforts, letters, lawsuits, and collection calls. 

Once you’ve followed Winning the Collection Game® (if necessary) and completed the Incorporation and Friendly Judgment Lien Segments you will be ready to establish a new balance sheet for one of your companies and establish credit with an independent credit file that is not part of your personal credit.  This will allow you to protect investments from personal creditors and raise capital and qualify for many other benefits that you would not normally as the personal guarantor. 

License Agreement 

This agreement is between www.johngliha.com and you the subscriber.  The term "you" and/or "your" apply to you, the individual paying for, using and benefiting from Zero Debt in 90 Days®. 

The duration of this agreement is perpetual from the date that your funds are received.  It includes all items listed in the sales letter at www.johngliha.com.  Www.johngliha.com and this service is not a substitute for professional legal, tax and/or investment advice. 

All communication with www.johngliha.com will be via its customer service function at www.0debtexperts.com and utilize email, telephone, chat, video conference and scheduled conference calls. Any documents transmitted will be accepted via email only, such as .pdf, .doc or scanned images.  We cannot accept any mail either via the United States Postal Service or any private carrier or courier. 

You are responsible for all third party costs, taxes and fees, although we may have credited your final cost for one or more of them.  These may include a state filing fee for your corporation, new bank account fees, mailbox, and court fees depending on which aspects you use and business credit services.  The strategies are also designed to incur the least cost to third parties. 

We are very “cost and time conscious” with clients so that you are not incurring unnecessary third party fees.  Typically, the third party fees include $90 to the Secretary of State and $99 for the Registered Agent for your corporation, and then a court filing fee for the friendly judgment lien.  Any subsequent corporate registrations will incur only a one-time fee to the state (not annual) and your registered agent fee. 

You will be provided with all of the information and documents necessary to reach the stated objectives including but not limited to all published strategies within Zero Debt in 90 Days®.    Your time involved in applying these strategies is minimized because the forms are procedures are already completed on the disk and website and ready for use. 

No intellectual property rights are conveyed, assigned or transferred by this license and unauthorized duplication of any material or intellectual property of John Gliha or www.johngliha.com may subject you to civil and criminal penalties. 

You agree not to make or distribute unauthorized copies of any part of the program.  Likewise, you agree not to engage in making any defamatory statements in any form or media about this program or any individual associated with the publisher.  You also understand that any such acts will result in fines and penalties imposed by both state and federal law. 

The total cost is $2,995    $2,495 

This is a $500 discount from the regular price until further notice. 

Dated this ___ day of _________, ________ 

___________________ 

Subscriber 

Fax back to Zero Debt in 90 Days® at 302-295-3566 

 

 

 

Guarantee Certificate 

Zero Debt in 90 Days® guarantees: 

1.  This program is the original work of John Gliha dating back to 1993 and there are no other programs of any kind like this one, no matter what others might promise.  No guarantees are made for any plagiarized versions of John Gliha’s work. 

2.  No creditor will be able to take any wages, cash, property, income or assets because of personal unsecured debts for as long as you follow the strategies in Zero Debt in 90 Days®

3.  You will have no need to defend yourself in court or pay court fees or incur any legal costs for any civil action whatsoever upon completion of the program. 

4.  You will not need or be required to make any further payments to unsecured creditors. 

5.  Third party costs or fees are minimized to the lowest amount. 

6.  You will not incur additional tax consequences by utilizing these strategies. 

7.  Nominees will not incur any liabilities by assisting subscribers in following these strategies.